Showing posts with label Claims. Show all posts

Auto Insurance - Major Categories of Coverage

Posted on Tuesday, 29 May 2012 by k3rul

In every state of the United States and many foreign countries, at least some level of auto insurances is required of all automobile drivers. Amounts of minimum coverage are somewhat different in each state. Automobile insurance policies are purchased to protect vehicles against damages or injury due to another party in an automobile accident. There are two main categories of insurance for automobiles.

Comprehensive Insurance
 Comprehensive insurance policies cover all types of damage to automobiles other than those caused by collisions while driving the automobile. Examples include trees falling on the vehicle, theft, fires, floods, animal damage or vandalism. Comprehensive insurance usually is optional and many motorists drop comprehensive coverage for older cars.

Liability Insurance
When you cause damage to other individuals or vehicles, you are considered to be liable to pay for repairs or treatment. Liability insurance doesn't cover you, passengers in your vehicle or your own automobile.
Property damage liability is one of two types of liability usually considered minimum required coverage for automobiles in most states. It pays for property damage caused by your vehicle to other vehicles, buildings, trees or fences during an accident.

Liability for bodily injury to others is the second major type of liability insurance coverage. When another party is injured during an accident deemed to be your fault. It covers payments for medical bills, loss of income or pain and suffering. Bodily injury liability coverage doesn't extend to people on your own insurance policy who may be injured in an accident.

The type of auto insurances that are appropriate for you will depend upon many factors. You should consider your location, state legal minimums, age and condition of your vehicles, authorized drivers and the type and amount of driving that you do. The cost of your insurance will depend upon the above factors and upon the amount of deductible that you are prepared to pay in the event of an accident.
In every state of the United States and many foreign countries, at least some level of auto insurances is required of all automobile drivers. More info on this as well as auto insurance for teens, a click away!
Article Source: http://EzineArticles.com/?expert=Neva_Dohm

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Accident Compensation Claims: Beneficial to Virtually All

Posted on Thursday, 24 May 2012 by k3rul

Life is a series of events that undergoes certain kinds of accidents causing mentally, physically and property damage to the victim. Ultimately, the victim suffers huge financial loss followed by the damage in an accident (of any kind). Under such circumstances, the victim is legally authorized to demand compensation claims from the accused party. That means to say, the law gives you a right to demand compensation claim against any accidents like auto accident, medical accident or accident at work from the third party responsible for your property or physical damage. The article is highlighting some of the main accidents and your legal right to demand for compensation against them.

Accident car claim is the kind of claim against the third party that has caused you property and physical damage followed by the car accident. Under such circumstances, you are legally authorized to claim for the compensation against the damage of your car as well as your physical damage (if any). One of the most common injuries experienced by a car accident is whiplash injury (hyperextension (over-extension) injury to the neck) that usually happens when someone hits your car from behind causing bolt of pains to your cervical areas. In that case, you have a legal right to demand whiplash claim as car accident compensation against the accused driver.
You can also claim for compensation against the doctor at certain clinic, if one of your relatives or family members experienced damage due to clinical negligence or medical laxity. The clinical negligence claims will entitle you demand for compensation against the clinical negligence shown by the concerned medical specialist who treated your family member or relative during the course of medical treatment.

A claim for compensation can also be demanded in the case, if any person, working in an industry experiences certain physical damage due to disease or other environmental and security factors. Hence, the victim can demand industrial disease compensation from the concerned industry. If it is fully established that the damage claim is genuine, the court of law will sustain your claim thereby helping you avail the compensation against your damage from the industry you are working in.

If it is established that your compensation claim against the third party is genuine and reasonable with evidence, then you are entitled to avail the compensation against the damage from the court of law. More importantly, your compensation claim will be well dealt with by hiring a solicitor, especially 'no win no fee solicitor'. 'No win no fee solicitors won't charge you money for fighting your claim, if they lose your case in the court of law.

The solicitors are legal expert to help you gain your compensation claim faster. Since, legal compensation claim against any injury involves time-consuming legal formalities and their fulfillment, hiring solicitor like whiplash solicitor will be crucial to avail compensation against car accident. This goes same with other compensation claims in which the victim has undergone from moderate to extreme physical/property loss/damage. Therefore, if you experience any kind of accident, be it medical, auto or industry accident, don't forget to hire a solicitor like no win no fee solicitor that will facilitate your compensation claim in the court of law.

K Morrisroe is the author of this article on Car Accident Claim.
Find more information on Car Accident Claims here.
Article Source: http://EzineArticles.com/?expert=K_Morrisroe

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Six Ways to Ensure That Your Insurance Claim Doesn't Rip You Off

Posted on Monday, 21 May 2012 by k3rul

Whether you have been involved in an accident and endured the insurance claims process before or you are one of the lucky few to be accident-free, here are six key tips from insurance claims professionals to help you make sure that your claim is paid and that you get everything that you are entitled to. Some of these tips you may have heard before, though you may not have known why they are so important, and others are true insider tips.

1. At the scene, try to stay calm, and take pictures of everything. No, not everyone hauls a camera around with them wherever they go, but almost everyone has a cell phone and most of them take pictures that will do just fine. Take pictures of the cars, the scene, the roadway, any sight obstructions, the other driver and even their passengers if they have any. Do this whether the accident was the other driver's fault or yours. It preserves evidence and prevents fraud. You may need those pictures later to prove who was at fault, as well as who was involved in the accident and who was not. This is just as important as obtaining the other person's information since a good photograph of a license plate proves involvement and a simple tag trace provides a wealth of information.

2. Call the police. Do this no matter how nice the other driver seems to be at the scene; things could change later. People aren't so willing to admit blame when they realize the impact it might have on their insurance rates. Don't let minor damage deter you either; you cannot see through your bumper or any other part for that matter to see what damage may be there underneath. The police will write a report even on seemingly minor accidents and that report also preserves evidence. At the very least, there will be a record of your call.

3. Report the accident to your insurance company immediately no matter who appears to be at fault. Even if the other driver admits that he caused the accident there at the scene, he may change his mind later. You pay your insurance premium; let your company work for you as your advocate. If you were at fault, you want your insurance company involved as soon as possible so that things don't get out of control. All insurance companies require that you cooperate with the investigation of an accident or risk having coverage denied for it; that includes reporting the occurrence in a timely manner.

4. Don't be in such a hurry to settle that personal injury claim. Even a small claim can be worth more if you just have patience. Just like car salesmen have monthly quotas, insurance adjusters have monthly settlement goals. Your claim may be the one they choose to put a little more money on at the end of the month just to settle it. The longer a personal injury claim remains open, the more it costs the insurance company in terms of adjuster salary and bank reserves (an insurance company needs to set aside a certain amount of money for each personal injury claim, removing that money from investment revenue opportunities). They want to settle. Some adjusters may try to tell you that they will just close the claim without payment if they don't settle or hear from within a certain time frame. The fact is that whether they close it or not, you have until the statute of limitations expires in your state to finalize your claim, and the adjuster will just have to reopen it when you are ready to settle.

5. Read everything before you sign it. It may seem tedious, but read that repair estimate line by line so that you know exactly what you are agreeing to. Even forms that the adjuster tells you are "standard" can be customized depending on how badly they want your signature; just cross out a clause that is bothersome. Medical authorizations don't need to include years of prior medical records, especially if your claim is small and/or the records are irrelevant. Settlement releases should only have wording regarding the specific portion of the claim being settled. Personal injury claim releases do not need to mention property damage, and vice versa. The same goes for those settlement checks.

6. Know your own limitations. Many people can navigate the insurance claims process themselves. However, if you are seriously injured, grieving or simply dealing with an adjuster who is unprofessional (the majority are professionals but they are human like the rest of us), it may be time to ask someone else to step in so that you can concentrate on healing, whether that be physically or emotionally. Then it is time to call on the help of a family member, friend, or even an attorney.
Faye Counts (SCLA, MBA) has over 20 years in the personal injury claims handling industry. She is a contributing writer for insuranceclaimshelpforyou.com.
Article Source: http://EzineArticles.com/?expert=Faye_Counts

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Personal accident claims- An Overview

Posted on Sunday, 13 May 2012 by k3rul

The terminology "Personal accident" covers a wide range of injury and accident types-from sudden distortion of the neck sustained from a bike accident to a broken elbow from slipping on a terrace. It is also defined as injury to the body, mind or emotion. The terminology "personal accident claims" refers to the kind of tort lawsuit charging that the accuser's injury has been caused by the carelessness of another and the accuser need to be compensated.
TYPES OF PERSONAL ACCIDENT CLAIMS
- The most general category of personal accident claims are road accidents, falling accidents, accidents at home and at work, holiday accidents and etc. personal accident claims also includes medical accidents (medical negligence) along with disease cases like chest disease, occupational stress, occupational deafness, contact dermatitis and many more.
If the carelessness of another party can be testified, then the injured party can be empowered to monetary settlement.
Personal accident claims can be claimed either from an individual or from an insurance company with whom the injured person has insured.
WHAT AN INDIVISUAL OR INSURANCE COMPANY MUST COMPENSATE?
Normally, an individual who is liable for an accident-and hence, his/her liability insurance company -must compensate for an injured person for:
- Medical charges and related expenditures.
- Deprived of salary because of time spent without working or under treatment of injuries
- everlasting physical disabilities or disfigurement
- Loss of social, educational experiences, and family including missed training or school, vacation, or a special event.
- Emotional damages like stress, depression, dilemma or tension on family relationship.
- Damaged property
ADVANTAGES OF MAKING A PERSONAL INJURY CLAIM
- Making a personal accident claim can assure that you have the time you need to recover, beyond having to worry about your money or finances.
- Making a claim can also be an action towards restraining the injury happening to somebody else. For example, a personal accident claim made due to a car accident on a dangerous blind corner may affect in the highway agencies framing mirrors to make the corners free from harm for other drivers, consequently decreases the chance of accidents happening in the future.
In fact, for this reason alone many people do the personal accident claims, irrespective of the amount of settlement that they may receive.
HOW TO CLAIM COMPENSATION FOR PERSONAL ACCIDENT?
- First, the situation must be notified to the police.
- The incident should be reported to your insurance company as well as doctor.
- Your doctor should check your health and address a medical report, which is required if you take the issue to the court.
- You should also, on your own, keep account of the accident. If there is any eyewitness, then you should also collect their contact numbers for further contact.
- It is better to hire a personal accident expert to take your case forward if you are determined with filling for compensation.

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Special Issues in Auto Accident Litigation by Manuel Salvacion

Posted on Saturday, 12 May 2012 by k3rul

Special issues arise out of auto accident litigations that often make matters more difficult and complicated. In some cases, potential third parties could come up in a case to account for the injuries incurred by the accident victims. Other times, liability in an accident may fall on the manufacturer for defects found in a vehicle.
With all these things in mind, several issues must also be taken into consideration with the assistance of a professional auto accident lawyer in order to litigate a case thoroughly.

Here are several accident situations that may arise out of an ordinary auto accident case and which could affect the litigation proceedings:
* Hit-and-run accidents - These cases have the driver as the main cause of injuries due to his failure in stopping at the scene of the accident. The hit-and-run victim may encounter some difficulty in identifying or pinpointing the liable driver and therefore brings on a lawsuit.
* Car-Pedestrian accidents - These cases evolves once an automobile collides or hits a pedestrian. Often, the pedestrian victim suffers catastrophic injuries. However, they find it difficult to make claims against the liable driver since the pedestrian's conduct or actions may also be faulty.
* Car-Motorcycle accidents- Collisions between cars and motorcycles usually leave the motorcycle operator with severe injuries. This is the case although the crash may be considered relatively minor if it had been two cars colliding.
Some suggestions imply that motorcycle operators suffer from predisposition by the jury panel. They were usually blamed for causing the collision. This, even if the accident has clear indications and evidences that it was the negligence of the car driver that caused it.
* Car-Bicycle accidents - like the car-motorcycle collisions, the rider is usually left with serious injuries after being hit by a car. Some accidents also happen when car drivers accidentally open their car doors in front of a speeding bicyclist.
The car driver's arguments usually state of not seeing the bicyclist before opening his door or having misjudged the bicycle's speed. On the other hand, some bicyclists also engage in some dangerous activities while on the road. Some of the common violations involve ignoring traffic signals and riding on the wrong side of the road. These actions can lead to possible accidents.
* Accidents involving buses - The sheer mass and size of typical buses make accidents a serious matter that could attract attention. Added to this, bus passengers are most often unrestrained, causing more victims to suffer injuries.
Other car accidents, which involved special issues, also include the following:
* tractor-trailer and semi-truck accidents
* vehicle modifications involving after-market parts
* road debris accidents

Determining who is at fault in most accidents would need sufficient knowledge of local, state and federal accident laws. Apart from these, other related issues and factors may come into play which could alter the outcome of an auto accident case.

Pursuing a claim in auto accidents will require the skills and experience of a lawyer. Because of the complex nature of most accident cases, it is important to get the services of a personal injury lawyer
who specializes in auto accidents cases to help you obtain proper claims for your injuries.

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Truck Accident Lawyers - Semi Tractor Trailer Accident Attorneys

Posted on Tuesday, 8 May 2012 by k3rul

Every 16 minutes, a person is killed or sustains injuries in accidents involving 18-wheelers, tractor-trailers or semi-trucks
In 2001, 429,000 large trucks were involved in traffic crashes (both fatal and minor) in the United States:
- 4,793 were involved in fatal crashes
- 5,082 people died
- 131,000 were injured
- In 2001, there were 6,536 total crashes involving tractor-trailer trucks in Pennsylvania;154 were fatal.
In 2003, there were 58,512 total vehicle accidents involved in fatal crashes in the U.S.
- 4,669 were large trucks involved in fatal truck accidents
- Large trucks are more likely to be involved in a fatal multi-vehicle crash than are passenger vehicles.

In 2003, Texas witnessed 5040 fatal traffic accidents, of which 438 were fatal truck accidents. This number has risen from 5039 total traffic accidents and 401 fatal truck accidents for the previous year 2002. Similarly, in Pennsylvania, there were 2233 fatal traffic accidents in 2003, of which 213 were fatal truck accidents, as opposed to corresponding numbers of 2198 and 174 for the year 2002. Florida had 4432 fatal traffic accidents in 2003, with 343 of them involving trucks, which was higher than 4431 total traffic accidents for 2002 but lower than the 351 fatal truck accidents in the same period. The highest number of fatal traffic accidents happened in California, with the number being a staggering 5725 fatal auto accidents in 2003. But at 332, the number of fatal truck accidents was not the highest among all states in the US.

Trucking revenues totaled $610 billion last year and revenues are forecasted to nearly double by 2015. The majority of fatal truck accidents occur in rural areas (68 percent) during the daytime (66 percent) and on weekdays (78 percent). In 2002, the majority of large truck crashes occurred in good weather (71 percent), on dry roads (71 percent), during the daytime (75 percent), and on weekdays (88 percent).

About 27 percent of all large truck drivers involved in fatal truck accidents throughout the United States had at least one prior speeding conviction compared to 19 percent of the passenger vehicle drivers involved in fatal crashes. From 1992 to 2002, the number of large trucks involved in fatal crashes has increased by up to 10% due to driver fatigue, unsafe vehicle operation, large, unstable loads or defective equipment.
Defects contribute to the number of large truck accidents each year. Some of these defects include:
- Tires or wheels: 80 crashes
- Brake-related: 76 crashes
- Engine/Transmission: 52 crashes
- Steering Wheel: 13 crashes
About 700 heavy truck drivers and passengers in truck cabs die each year. In addition, almost 3,700 persons in cars and other passenger vehicles die annually in collisions with heavy trucks.

The Insurance Institute for Highway Safety reports that in crashes involving large trucks and other vehicles, 98% of the fatalities occur to the people in passenger vehicles.
The National Highway Traffic Safety Administration (NHTSA) has warned groups using 15-seat passenger vans about the dangers of fully loading the vans and then putting an inexperienced driver behind the wheel. The NHTSA also stated that 15-passenger vans are large trucks and should only be driven by people with experience driving large trucks.

The FMCSA's Motor Carrier Management Information System (MCMIS) classifies a truck as large if its gross vehicle weight rating (GVWR) exceeds 10,000 pounds.
The majority of fatal crashes involving tractor-trailer trucks include trucks that are pulling one trailer. A recent survey showed that 64% of fatal truck crashes had one trailer. Thirty-two percent of those involved single-unit trucks (no trailer) and fewer than 4% of the those involved multi-trailer vehicles (more than one trailer).
Nationwide Truck Accident Lawyer directory that provides listing of emi Tractor Trailer Accident Attorneys in all US states. Find attorneys and law firms in your area specializing in Truck Accident litigation and get a free case evaluation.
Article Source: http://EzineArticles.com/?expert=Annabelle_Corleone

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Everyday Accident Claims

Posted on Sunday, 6 May 2012 by k3rul

Accident claims take place everyday all over UK. There was a time when no one knew about it, but today there is not a chance. There are hundreds, if not thousands of people making an injury claim every year.
Road Accidents are the most common ones and the injury caused could be a minor, just a scratch maybe or even fatal. If you have received an injury in any kind of accident, let it be on the road, at work or even on the streets, you can claim for compensation.
Accident claims are compensation documents, which are filed by an injured victim with the hope that the party against which the claim is being made will remunerate for the injuries caused. Let it be an accident at work or a slip and fall accident.

Injury Claim Route?
The first thing that you should do is seek specialist help. The first is research as you are doing right now by reading this page. Have the firm's personal injury solicitor take care of your documents, as he or she would know best how to go about it.
The solicitor will study your information obtained and will tell you against whom the accident claim should be made, known as the defendant. The defendant could be your employer, a shop owner, a medical practitioner, the car driver etc. In most of cases they are insured and hence their insurance company pays the compensation.

Personal Accident Claim Details
But before seeking help off a solicitor, it always best to keep details of the date, time of the accident and how it happened. If possible get details of the person or the company whom you are making the accident claim against.
Sometimes it may happen that you could be partly blamed for the accident; in such cases the defendant may not accept his liability fully, but partially still pays out. He may also be not willing to pay the amount you are claiming even if he happens to admit his liability.
Upon this occurrence, your dedicated solicitor would be able to advice as to what to do best and negotiate on your behalf if he thinks that it is possible. If the amount is not agreed upon or if the defendant denies the charges then you may have to take the case to court to win if they are adamant.

Accident Claim Costs
To ensure smooth running of accident claims, you would need to collect information from a number of sources and a medical report is just the beginning. It is advisable to make use of a solicitor as you can make a full recovery at home whilst they do the running and chasing around.
Then there is the court fees, which has to be paid. You have to show the expenditure endured by you in any treatments taken, a copy of which has to be sent to the defendant and one to the court. As again a personal injury solicitor can fund your case.
Many people, who have accidents at work, fear that they may lose their job if they make an injury compensation claim against the employer. So, keep in mind that the employer is not allowed to do that and it is their duty to cover the employee's expense for any accidents in a workplace.
The compensation amount you achieve for accident injury will depend on how bad your injuries are and what other losses you have incurred, but only in relation to the accident. If you have fully recovered then your accident claim solicitor will be able to tell you how much you can claim.
However, if you are still suffering, then they will be able to give you guidelines as to how to move your case forward.

Accident claims are easy to proceed with and you can gain maximum results without the hassle, costs and confusion. Discover the 12 revolutions of accident claims at http://www.100Percent-Compensation.co.uk
Article Source: http://EzineArticles.com/?expert=Mumtaz_Shah

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Factory - Office Accident Work Claims!

Posted on Thursday, 3 May 2012 by k3rul

Factory workers are prone to accidents as they are exposed to various kinds of threats. They are most often not provided with adequate safety measures. Any victim of factory or office accident can make factory / office accident work claims. It is the duty of every employer to provide adequate safety measures at the workplace. If they fail to do so and meet with an accident, they can get suitable compensation by making a claim. Accidents can occur at the workplace due to the negligence of the employer to adopt safety measure or faulty equipments. As a rule, employers should comply with all the relevant statutory requirements and regulations about safe working practices and safe premises in which to work. If they fail to do so and employees meet with an accident, the victim can make a claim.

There are many people who have benefited from these compensation claims. The employers must ensure that factory floors are clear of slippery substances like grease, which can cause slipping accidents. They should not risk the lives of the employees. Following some simple safety measures can help avoid accidents at the workplace. Giving new factory employees induction training about the safety procedures can help the employers exercise precautions. If accidents still occur, then it is advisable to make a claim. Factory accident claims have helped many people get suitable compensation.

As a part of safety measures, moving parts of machinery should be safely guarded. Employees should be provided with suitable gloves to prevent any injuries. They should also be provided with appropriate overalls in case there is a danger of hot or toxic materials or liquids being scattered or splashed. Factory accident claim policy can provide a victim of an accident with the much need protection against any kind of injures. There is no reason why an accident victim should fear making a claim.

Factory work related accident claims can come to the rescue of such people. It helps such people get compensation quickly. There are various laws and regulations that apply to factories which are designed to make them a safer working place for employees. Unfortunately, accidents still occur despite the best safety measures. Making a claim can at least minimize the losses. Factory accident insurance can help you get the required coverage for any injury suffered at the workplace. An accident victim can make a claim if he or she has suffered an injury due to the mistake of a fellow employee or due to some faulty equipment. One can also get free consultation from accident claims solicitors by looking online.

For more information:
Factory accident claims
Factory work related accident claims
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Car Accident Settlements: How to Start Auto Insurance Claims the Right Way

by k3rul

The simplest way to get more money from your car accident settlements is to begin your insurance claims the right way
The first thing you really should do when starting your auto accident claims with another driver's insurance is....

Watch out for Blame Questions
At the beginning of your accident claims, the insurance company can ask you questions that make you responsible for their insurer's accident.
For example, one of more popular questions given by the insurance companies is: "How could you have avoided the accident?"
If you read it really carefully, you will find that this question assumes that you were the person who was to blame for the auto accident. That the accident may have been averted if you were driving more cautiously.

At the start of your car accident settlements claim, the matter of fault is still undetermined. The insurance company can't possibly know who is accountable for the accident until they look at the auto accident report, get in touch with witnesses, inspect the evidence etc. That takes a lot of time and research.
By asking this question this early in the process, the insurance company is setting you up to take accountability for the accident.
The more blame they can give you, the lower your auto accident claim.
To avoid this trap, simply answer to this question: " I could not have prevented the accident because your driver struck me."

Whether you could have prevented the accident is irrelevant at this time. If the accident was your fault, the evidence will clearly point to it.
But right now, don't presume you're already to blame for the auto accident. Doing this will only hurt you and greatly reduce your odds of getting more money. So always make sure you listen carefully to how the insurance companies phrase their questions to you.
The main thing you are trying to do at this point..

Place emphasis on the Other Driver
Once you tell the insurance company about the accident, stress how the other car driver was involved.
Don't say: "I was in a car crash with your insurer". Say things like:
"Your insurer crashed into me"
"Your insurer slammed my car coming from the back"
"Your insurer crossed the red light and damaged my car."

By shifting the attention on the other driver, you are steering clear of getting blame for the auto accident. This helps improve your chances of getting a higher settlement.
It's important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
If you start your auto accident settlement the right way, you will increase your chances of getting more money from your insurance claims.
Learn How to Increase Car Accident Claims
Asif L Shaikh offers expert advice on how to deal with car accident claims and personal injury settlements.

Article Source: http://EzineArticles.com/?expert=Asif_L_Shaikh

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Car Accident Claims - 3 Questions NOT to Answer in an Auto Insurance Settlement

Posted on Friday, 13 April 2012 by k3rul

When you are starting your car accident claims, it is important to watch how you speak with the insurance companies.
A lot of people share way too much information in the beginning of the accident claims process. People think that by being open and cooperative with the insurance companies, they will get more money from their auto insurance settlement. Wrong.
When you start an auto accident claim, the insurance company will ask you a series of questions that are designed to lower your settlement.
Here are 3 questions you should watch out for:
1. How could you have avoided this auto accident?
This question is already assuming that you were somehow responsible for the accident. The amount of money you get in car accident claims, depends on how much fault you get for the car crash. The higher your fault, the less money you get from your auto accident claims.
If the insurance company can get you to admit even a small percentage of fault (20%, 30%), then you will have reduced the total amount of money you could have received.
If you are asked this question, simply reply:
"I could not have avoided this auto accident, the other driver crashed into me."
2. Did you have any previous injuries before the accident?
Insurance companies only ask about your previous injuries so that they can attribute your current injuries to past incidents. This makes it appear that your personal injuries were actually an old injury resurfacing. Therefore the insurance company shouldn't pay for your accident injuries.
You should not talk about any previous injuries at the beginning of your car accident claims. Whether your current and past injuries are related is something you can negotiate later.
Avoid answering questions about your injuries by saying:
"I cannot discuss my injuries right now. I will first speak with my doctor and then let you know about my injuries."
3. Please give us the names and addresses of any witnesses?
Car insurance adjusters have been known to independently contact auto accident witnesses. Once the adjuster meets up with your witness, he/she may plant doubts in their mind about how the accident happened. This makes your witness question what they observed and makes them useless in your car accident claims. You have now lost a witness and hurt your chances of getting a high auto accident settlement.
If you are asked about any witnesses, simply say:
"There might be witnesses. I will get back to you once I have had time to gather all the evidence and information about my accident."
The insurance companies are notorious for taking advantage of people. You can get more money from your car accident claims by avoiding simple mistakes.
Learn which common mistakes you should avoid in your car accident settlements
Find out how to get more money from your auto accident settlement
Article Source: http://EzineArticles.com/?expert=Asif_L_Shaikh

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