The Insurance Corporation of British Columbia is a ubiquitous presence in Canada since it provides a whole host of insurance services to its customers. This insurer, better known as ICBC, is run by the government, having being set up in 1973 for the purpose of providing public auto insurance in the Canadian province of British Columbia. It has since diversified to offer customers a choice of basic and optional vehicle insurance in addition to driver licensing and vehicle registration services. If you drive a vehicle in British Columbia then you too are one of its many customers. It is therefore important for you to know how to make an ICBC injury claim so that you can do the right things when the need arises.

You would certainly have this company's basic insurance plan called 'Autoplan' because that is required by the law of the province. This is a fairly comprehensive plan that protects you from a range of accident benefits including third party liability, hit-and-run protection and inverse liability. Needless to say, you can exercise the option of taking additional insurance, either from the same company or from a private insurance firm in order to add to the basic insurance. Extended liability is one such insurance.

There is a correct method to be followed while making an ICBC injury claim. Sticking to this process will ensure that you get your money without too much delay. In fact, you can jeopardize your chances of getting a payout if you do not follow the correct method while making a claim.

It is extremely important for you to report the accident as soon as it occurs so that the correct process can be put in place. Of course, you have a period of 30 days after the collision in order to make a report in case you have reasons for the delay. You should contact your insurer on its Dial-A-Claim line which varies according to which part of the province you currently are in. You can contact them directly or get your lawyer to do so. You will be required to make a statement to ICBC directly or through your lawyer.

The next step of an ICBC injury claim is to meet with an adjuster from the company. The adjuster has the job of investigating all details of the accident in order to ascertain who was responsible for it. If you have been injured due to the collision you should share your medical reports to this person so that he or she can get an accurate picture of what transpired.

Most vehicular collisions result in injury. If you have been hurt then you should certainly go to a doctor because you might require medication in addition to physiotherapy. Depending on the nature of your accident and the extent of your injuries, you might also be able to include the costs in your ICBC injury claim. It is very important for you to keep track of all your expenses and you should also ensure that you do not lose any bills or other papers in connection with the accident.

There might be a few circumstances when you do not agree with your insurer regarding the damages you are liable for. You have up to 2 years from the date of the accident to dispute the award. You will need the services of a lawyer to help you get the amount you think you deserve as part of an ICBC injury claim. This is a reliable company to deal with and you will certainly get compensated for any physical or mental damage you suffer as a result of an accident that is not your fault.

This article was prepared by Paul Nerrad on behalf of Dhami Narang & Co. DNC Lawyers has offices in Abbotsford, Kelowna, Surrey and Vancouver, British Columbia, Canada and specializes in ICBC Injury Claim Cases.

After you have been in an accident, you will want to make an accident insurance claim for the damages on your vehicle and your personal injuries. Before you get in touch with your car insurance company, it is helpful to know 13 dos and don'ts to prepare your approach to taking steps after you have been in an automobile accident.

DO's and DON'Ts for Making Car Accident Insurance Claims
• DO take pictures of the scene of the accident. This includes damages on your vehicle, personal injuries, damaged property, accident site, etc.
• DO read over your auto insurance policy to understand what will be covered and what won't be covered.
• DO see if you have any other insurance that you will get more coverage out of.
• DO understand the difference between the cost of your car for replacement, what you owe on your car, and gap coverage.
• DO call your car insurance agent as soon as possible after a car accident.
• DO answer any questions asked, by your insurance company, honestly but with no elaboration.
• DO write down what you and your insurance company talked about. Be specific about key components of your car accident insurance claim.
• DO call your lawyer to make sure you are receiving a fair car accident insurance claim.
• DO save all your receipts of your purchases/expenses from your car accident.
• DON'T agree to any estimates your insurance agent gives you.
• DON'T send an agreement statement to your insurance company.
• DON'T accept checks from your insurance company.
• DON'T allow yourself or your insurance company to miss deadlines.

Contacting a Lawyer in your state
It is necessary to contact a lawyer in your area after you have been involved in a serious car accident. Since many car insurance companies will give you the minimum compensation for your accident insurance claims, your lawyer will give you valuable tips as to what to say to your car insurance company to protect your claim and increase the odds that you will be able to pursue the most out of your car accident insurance claims.
Your lawyer in will help you determine how much your car accident insurance claim is worth so you will not be blindsided by your car insurance company. He/she will also help guide you through the do's and don'ts of your car accident insurance claim.

A personal injury attorney can help guide you in the right direction.

How an Indiana Car Crash Lawyer Can Help

When you experience complications with your Indianapolis accident claim, an Indiana car crash lawyer can help you alleviate some of the stress and anxiety associated with filing an Indiana personal injury claim.
Get started by ordering a complementary copy of our book, Consumer's Guide for Injured Victims (http://www.hereforthepeople.com/reports/consumers-guide-for-injured-victims.cfm). Next, contact an Indiana car crash lawyer at the Hensley Legal Group for a no-cost consultation - 1-888-505-8232.

Being in an accident can be a life altering experience. Having something happen to you that was not expected can cause your entire life to turn upside down and inside out in just a split second. Whether you are prepared or not has no bearing on the accident having happened. It is what you do after the accident that can have an impression on you for the rest of your life. When you are involved in an accident, it does not matter what party is responsible, an accident claim should be filed.
Accident claims are filed for an important number of reasons. At the scene of the accident, there may be a lot of people around. This can cause confusion and chaos may erupt from people who are gawking to get a look at what's happened. Sometimes those involved in the accident are injured and incoherent, making things seem horrendous. There may be heated tempers and angry words flying through the air because neglect has caused the accident. If you are involved, try to stay calm and focused on what's happened and is going on.
In the case of an auto accident, take pictures with a camera phone if possible to document the damage to vehicles involved. Contact the police and your insurance agent right away. Get insurance information from other parties and provide your own to them. Taken down your own notes if possible, especially if it is a case where someone is fleeing the scene of the accident.
Filing an accident claims tells your insurance company that you have been in an accident would like to claim compensation for any injuries as well as damages. As long as your premiums are paid up to date, you will be entitled to the compensation and can use it to repair your vehicle and pay costs that may not be covered by your insurance, such as prescriptions you may need for pain.
Often, an accident means time missed from work. Most employers want a written explanation for that time off. This means you will need a doctor's note and you may have to provide proof of the accident such as the accident claim and associated police report. When employers offer compensation for being off because you are unable to work, this type of pay requires proof of the disability. An accident claim starts this process by showing written proof that you were in an accident that has caused you to be unable to work.
Accident claims are designed to protect your rights when you've been injured or your property has been damaged. Even if it is an accident that you are responsible for, it is important to step up and honestly report the accident so that the damages can correctly be assessed and repairs can be made. Filing an accident claim is not about pointing fingers at the other person for being at fault but about protecting yourself from a wrongful damage suit when you are not responsible and about ensuring that the responsible party does pay.

Lee Lazarus is an experienced online journalist. Here he writes for BGRBloomer an accident claim specialist. BGRBloomer have been working with accident at work claims and injury claims.