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The simplest way to get more money from your car accident settlements is to begin your insurance claims the right way
The first thing you really should do when starting your auto accident claims with another driver's insurance is....
Watch out for Blame Questions
At the beginning of your accident claims, the insurance company can ask you questions that make you responsible for their insurer's accident.
For example, one of more popular questions given by the insurance companies is: "How could you have avoided the accident?"
If you read it really carefully, you will find that this question assumes that you were the person who was to blame for the auto accident. That the accident may have been averted if you were driving more cautiously.
At the start of your car accident settlements claim, the matter of fault is still undetermined. The insurance company can't possibly know who is accountable for the accident until they look at the auto accident report, get in touch with witnesses, inspect the evidence etc. That takes a lot of time and research.
By asking this question this early in the process, the insurance company is setting you up to take accountability for the accident.
The more blame they can give you, the lower your auto accident claim.
To avoid this trap, simply answer to this question: " I could not have prevented the accident because your driver struck me."
Whether you could have prevented the accident is irrelevant at this time. If the accident was your fault, the evidence will clearly point to it.
But right now, don't presume you're already to blame for the auto accident. Doing this will only hurt you and greatly reduce your odds of getting more money. So always make sure you listen carefully to how the insurance companies phrase their questions to you.
The main thing you are trying to do at this point..
Place emphasis on the Other Driver
Once you tell the insurance company about the accident, stress how the other car driver was involved.
Don't say: "I was in a car crash with your insurer". Say things like:
"Your insurer crashed into me"
"Your insurer slammed my car coming from the back"
"Your insurer crossed the red light and damaged my car."
By shifting the attention on the other driver, you are steering clear of getting blame for the auto accident. This helps improve your chances of getting a higher settlement.
It's important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
The first thing you really should do when starting your auto accident claims with another driver's insurance is....
Watch out for Blame Questions
At the beginning of your accident claims, the insurance company can ask you questions that make you responsible for their insurer's accident.
For example, one of more popular questions given by the insurance companies is: "How could you have avoided the accident?"
If you read it really carefully, you will find that this question assumes that you were the person who was to blame for the auto accident. That the accident may have been averted if you were driving more cautiously.
At the start of your car accident settlements claim, the matter of fault is still undetermined. The insurance company can't possibly know who is accountable for the accident until they look at the auto accident report, get in touch with witnesses, inspect the evidence etc. That takes a lot of time and research.
By asking this question this early in the process, the insurance company is setting you up to take accountability for the accident.
The more blame they can give you, the lower your auto accident claim.
To avoid this trap, simply answer to this question: " I could not have prevented the accident because your driver struck me."
Whether you could have prevented the accident is irrelevant at this time. If the accident was your fault, the evidence will clearly point to it.
But right now, don't presume you're already to blame for the auto accident. Doing this will only hurt you and greatly reduce your odds of getting more money. So always make sure you listen carefully to how the insurance companies phrase their questions to you.
The main thing you are trying to do at this point..
Place emphasis on the Other Driver
Once you tell the insurance company about the accident, stress how the other car driver was involved.
Don't say: "I was in a car crash with your insurer". Say things like:
"Your insurer crashed into me"
"Your insurer slammed my car coming from the back"
"Your insurer crossed the red light and damaged my car."
By shifting the attention on the other driver, you are steering clear of getting blame for the auto accident. This helps improve your chances of getting a higher settlement.
It's important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
If you start your auto accident settlement the right way, you will increase your chances of getting more money from your insurance claims.
Learn How to Increase Car Accident Claims
Asif L Shaikh offers expert advice on how to deal with car accident claims and personal injury settlements.
Article Source: http://EzineArticles.com/?expert=Asif_L_Shaikh Learn How to Increase Car Accident Claims
Asif L Shaikh offers expert advice on how to deal with car accident claims and personal injury settlements.
