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How to Use a Smartphone in a Car Accident
Blackberries, iPhones, and Androids; it seems like everyone has a smartphone these days. Whether or not you use yours to it's full capacity, you may find this little device to be a big help if you find yourself at the scene of a car accident. In this confusing situation, you should know how your cell phone can save your claim, or even save your life.
The first thing you want to do after a car accident is to make sure that everyone is okay. If anyone was injured, call for help. The police, fire rescue, or EMTs can help you take care of anyone injured in the accident. Use your cell phone to call 911 immediately if anyone was injured in the car accident.
If you were not injured and everyone else is okay, your attention will probably turn to answering questions like, "how did this accident happen?" The car insurance company will want to know the answer to that question as well, so make sure to document the scene. Take pictures or film video of the scene if there are special circumstances surrounding the crash, such as severe weather, extreme traffic, or construction materials. If your insurance company claims that you may be partially at fault for the accident, these photos or videos may help to limit your liability.
Even without serious injuries, car accidents can be a headache to resolve. Property damage claims can be compromised if the insurance adjustor doesn't realize the full extent of the damage. At the accident scene, take photographs of your car and any other cars involved in the accident. If you have to make temporary car repairs, like patching a hole in your roof, it could compromise the value of the property damage claim. But if you have pictures, you may be better protected.
Exchanging information is one of the most important steps towards resolving a car accident. Without the driver's name or insurance company, you may have difficulty getting benefits for certain damages. Take a photograph of the at-fault driver's license. If you have a note pad application, use it to type up the facts of the accident: where it happened, when it happened, the agency that responded to the scene, and other information you may need to reference in the future.
Did you know that the little gadget in your pocket could prevent additional problems after an accident? Keep it handy and remember these tips. Even if you have a phone that just makes calls, text messages, and takes pictures, you can use it to help preserve your claim for accident benefits. If you have trouble talking to the car insurance company, you may need an attorney to do the talking for you. Many car accident law firms offer free consultations for car accident claims, so it doesn't hurt to call.
Sometimes, you need justice. Sometimes, you need a lawyer. 866-Wade-Coye (866-923-3269).
Article Source: http://EzineArticles.com/?expert=Wade_Coye
