Be Prepared For Accidents and Breakdowns

However, even the best of drivers can be caught up in someone else's mistake or an unfortunate act of nature. The best thing to do is to think like a Boy Scout and be prepared.
Some of the most obvious tips to follow are the little things we should do everyday, such as making sure you wear your seat belt and buckle in the kids properly. This is a law in most states and is for our safety if an accident does occur. Make sure your side and rearview mirrors are properly adjusted, checking for possible blind spots. Be sure to USE those mirrors as often as possible. Following this tip can help prevent an accident in the first place.
There are a number of things that can be kept in the car to make things run more smoothly if you do happen to be involved in an accident. Always make sure your proof of insurance and your registration are in the glove compartment. A pen and paper is always handy to have, also. Many people carry a disposable camera at all times. A picture is your documentation and can be proof for the police or your insurance company of what actually happened in the accident.
Having an extra coat, a blanket, and an umbrella in your trunk can help protect you from inclement weather while you wait for help. Another item that would be handy to have along in the event of an accident would be a fire extinguisher. Fire is probably rare in accidents, but it does happen.
Always put on your hazard lights in the event of an accident. Many people carry a warning triangle and flares in their trunk. These are helpful if the accident is in a heavy traffic area or possibly in a blind spot to oncoming traffic, like around a curve. Flares or a triangle would be especially useful if you breakdown on an area of the road where there is no shoulder.
When you are in an accident but your car is drivable, you are responsible for minimzing damage. You should carry rope or bungee cords in the car so that you can secure any loose parts to avoid more damage while you drive the car home or to the garage.
Keeping a well maintained car, in other words, breakdown prevention, makes you and your passengers safer, you a more relaxed driver, and can save you money. It is much easier to have brakes checked on schedule and replace them when they are worn, than to pay for a brake replacement, an insurance policy deductible, and an increase in your insurance premium when the brakes fail and you have an accident.
Accidents happen often enough that it can't hurt to be prepared. It can often end up that you and the other driver are the only ones on scene. Being able to document the important details and photographically record the damages can save you money and stress.
To learn more about getting free car insurance quotes visit the free auto insurance quote page for more information and how to apply for a quote today.
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